Small business tools that don't ask for your email
Twenty-two interactive utilities that run entirely in your browser. No signup, no tracking pixels, no upsells in the middle. Save a result, close the tab, get on with your day.
Open & Close: Checklist New · made to order
Your opening and closing lists, tapped off on a phone each day or printed as a week of sign-off sheets for the wall by the door. A shop, a kitchen, an office, a crew or a house you lock up at night.
Open the checklist →
Shift Change: Handoff Note New · made to order
What happened, what’s still open, what to watch and who to call, for the next person on shift. Print it, copy it or send a link. Any team that works shifts, or any family taking turns.
Open the handoff note →
Invoice & Estimate Generator
Build a clean PDF invoice or estimate in 30 seconds. Add your logo, line items, tax, notes. Downloads to your machine — nothing sent to a server.
Open invoice tool →
QR Code Generator
Make a QR for a review link, menu, booking page, or contact card. Download as PNG. Stick it on a truck, a counter, a business card, a flyer.
Open QR tool →
Email Signature Generator
HTML email signature that renders cleanly in Gmail, Outlook, and Apple Mail. Add an avatar, social links, CTA button. Copy-paste ready.
Open signature tool →
Markup & Margin Calculator
Three-way solver. Type any two of cost, price, margin — the third fills itself in. Side-by-side markup vs margin so you stop confusing them.
Open calculator →
Hourly Rate Calculator
What you actually need to charge per hour to hit your salary target — after taxes, overhead, vacation, and the hours you'll never be able to bill.
Open calculator →
Loan & Financing Calculator
Monthly payment, total interest, payoff schedule. Works for equipment, vehicles, solar, HVAC, roofing, SBA loans. Preset configs included.
Open calculator →
Self-Employed Tax Estimator
Estimate your federal income tax, self-employment tax, and quarterly payments. 2026 brackets. For 1099 contractors, freelancers, single-member LLCs.
Open estimator →
Privacy Policy & Terms Generator
Both documents in one pass. GDPR/CCPA-aware. Plain language. Live preview. Copy as HTML or download a standalone file ready to upload.
Open generator →
Conversion Funnel Calculator
Visits → leads → calls → booked → won. Find the bottleneck, see what each stage is worth, model 10% improvements per stage.
Open calculator →
Mileage Log & IRS Tracker
Log business trips, see your deduction at the 2026 IRS rate, export CSV for your accountant. Saved in your browser — data never leaves the device.
Open mileage log →
True Cost of an Employee
What an employee actually costs you, fully loaded — base + employer taxes + benefits + overhead + the hours they won't be productive. With salary multiplier.
Open calculator →
Break-Even Calculator
Units (and revenue) to break even. Plus what hitting your target profit takes, and four what-if scenarios — raise price, cut variable, cut fixed, sell more.
Open calculator →
No-Show Cost Calculator
What missed appointments cost you per month — direct revenue, idle staff time, lost LTV. Plus the per-fix recovery estimate for reminders, deposits, and waitlists.
Open calculator →
Missed-Call Cost Calculator
What the calls you miss — after hours and on the job — cost you per month, and what catching them is worth. Built for electricians, HVAC, plumbers, and contractors.
Open calculator →
Customer Lifetime Value Calculator
What one customer is worth over their lifetime, your LTV:CAC ratio, payback period, and the most you can afford to spend to win one. Four levers ranked by impact.
Open calculator →
Cash Flow Forecaster
Project 12 months of cash in and out. See the month you'd run dry, your lowest balance, ending cash, and the levers that buy the most runway. Models one-time expenses.
Open forecaster →
Payment Reminder & Late-Fee Generator
Copy a ready-to-send overdue-invoice email and text — friendly nudge to final notice — with the late fee already calculated. Collect what you're already owed.
Open generator →
Break-Even ROAS Calculator
The ad return you actually need: break-even ROAS, target ROAS for your profit goal, and the max you can pay per sale and per click — from your margin. Know before you spend.
Open calculator →
Review Request Generator
Copy a ready-to-send text and email that ask happy customers for a Google review — with your one-tap review link built in. Policy-compliant, with the timing that gets the most reviews.
Open generator →
Profit Allocation Calculator
Split every dollar into Profit, Owner's Pay, Tax, and Operating Expenses the Profit First way — with recommended targets by business size — so you actually pay yourself and never scramble at tax time.
Open calculator →Why these are free
Midnight and Orbit work at a trade shop, and the shop's paperwork never ends. These are the tools they wish someone had handed them on day one: quick, plain, and done before the coffee gets cold.
All twenty run entirely in your browser. Your numbers never leave your device. No signup, no upsells, nothing to buy.