Free Tool · No Signup · US Federal

Self-Employed Tax Estimator

Estimate your federal income tax, self-employment tax, and quarterly payments. For 1099 contractors, freelancers, sole proprietors, and single-member LLCs. 2026 brackets.

Income & expenses

All 1099 / freelance / business revenue before expenses.
Software, equipment, mileage, home office, insurance, etc.
Subtracts from taxable income.

Other income (W-2 job, etc.)

If you also have a W-2 job. Used for bracket stacking and SE-tax SS-wage-base cap.

Filing

Effective % (after deductions). Use 0 for TX/FL/WA/NV.
Total tax owed (/yr)
$0
— effective rate
Q1
Apr 15
—
Q2
Jun 15
—
Q3
Sep 15
—
Q4
Jan 15
—
After-tax income
—
Save weekly
—

Where it comes from

Net SE profit—
Self-employment tax (15.3%)—
½ SE tax deduction—
Federal income tax—
State income tax (est.)—
Total—
Estimate only. Uses 2026 federal brackets and standard deductions. Doesn't model QBI deduction, tax credits (CTC, EITC), depreciation, multi-state returns, or self-employed-health-insurance-deduction phaseouts. For a binding number, talk to a CPA — and pay quarterly to avoid IRS underpayment penalties.

The reason most solo operators owe a surprise at April

It's almost never the bracket math — it's that nobody tracked the business expenses. Verticals that handle invoicing, payments, and expense capture in one place (VitalCoach, Horizon, Keyring, DealDesk) hand your accountant a clean P&L instead of a year of bank statements. The deduction column is the lever, and most people leave it empty.

VitalCoach — coaches Horizon — talent Keyring — service pros DealDesk — B2B