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Hiring a contractor: vetting checklist

Before you sign or hand over a deposit, walk through these checks. Tap a card to mark it done — your progress saves on this device so you can come back to it. The red flags tell you when to slow down and ask more questions.

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How to use this. This is general guidance to help you ask better questions — it is not legal advice, and it is not a guarantee about any contractor. Licensing, insurance, deposit limits, and lien rules vary by state, county, and city. Always verify a license yourself with your state or local licensing board, and confirm insurance by asking for a certificate sent directly from the contractor's insurer (not a copy from the contractor). When in doubt, get a contract reviewed by a qualified professional before you sign.

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