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Closing costs: who pays what

A line-by-line look at the fees that show up at closing — and who customarily picks up each one. Switch between the buyer's and seller's side to see your costs highlighted.

Showing every line item. Tap a side above to spotlight the costs that customarily fall to that party.

Educational only — not financial, legal, or tax advice. Who pays what varies by state, contract, and negotiation; confirm with your agent, lender, and closing attorney. Customs shown reflect common U.S. practice and are frequently traded between parties in the offer. Nothing you do here leaves your browser.

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