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Closing day: what to expect
The last day of a home purchase moves fast. Here’s what actually happens, step by step — from confirming your funds and wiring safely to the final walkthrough, signing, funding, recording, and getting the keys. Tap any step to expand.
Wire fraud is real. Criminals send fake “updated” wiring instructions by email right before closing. Before you move any money, call your escrow or title company using a phone number you already trust (not one from an email) and verbally confirm every digit of the account and routing details.
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Educational only — not legal or financial advice. Closing steps and documents vary by state and lender; your agent, lender, and closing/title company guide your specific closing. Verify all wiring instructions directly by phone — wire fraud is real. Nothing here is a guarantee of any specific terms, timeline, or outcome.
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